A Shopaholic’s Guide to Saving Money

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Did you just have an impulsive shopping spree and then complained about how poor you’ve become? Guess what, you’re not alone. Most women, whether or not they admit it, have probably gone through this phase in their life. The good thing is you still have enough time to build your savings account, and you can start by simply reading through and following these simple tips.

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  1. Buy Expensive. It may sound contradicting, but buying high quality items can actually help you save in the long run. See your closet as a vault of your priced possessions, and only fill it with good quality basic and classic pieces that will surely last longer than the trendy frocks that are out in the market now. Remember, quantity will always be trumped by quality.
  1. Steer Clear From Discount Cards. Notice how some stores offer a ‘privilege’ or ‘loyalty’ card as you pay at the counter? Sure, it’ll give you some discount, but these cards are only marketing strategies that are designed to keep you coming back to the store for just a small discount, when in reality, you’re actually spending more.

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  1. Shop with Cash. This trick is actually quite easy to do, but most shoppers tend to ignore this tip. Every time you shop, make it a habit to only purchase items that your pocket money can afford. This will teach you to save for something that you really like instead of piling up interests from failing to pay your credit card in full.
  1. Opt for a Low-Credit Card. Keeping a credit card in your wallet only fuels your desire to shop impulsively. A good way to keep you from doing it is to pick credit cards with the lowest limit, or use the extension that your mom and dad gave you during your college days. Most credit card companies message the parent card’s owner when a purchase is made, allowing you or your mom to monitor your purchases.
  1. Never Keep Your Card Details Online. There’s no doubt that online shopping is fun and very convenient, but it’s also important that you ensure that you never save your credit card details on the shopping site. This will keep you from being click happy and maxing out your card.

Even if you’re a certified shopaholic, saving money is still possible. Just be a wise shopper, follow the aforementioned tips and you’ll surely start building up your savings account in no time.

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5 Ways to Beat Your Post-Vacation Blues

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Ending your vacation can be an emotional, rewarding and slightly draining experience. Having to get back to work, or your daily life in general, can be a source of discomfort, disorientation and distress since you can’t easily settle back in. But even with these negative feelings, it’s still possible to overcome your post-vacation blues by following these tips.

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  1. Avoid Overdoing Your Itinerary. If there’s one thing that can bring about post-vacation blues, that would be overdoing your itinerary. Forcing in too many activities into your tight vacation schedule will only give the opposite of serenity. Avoid this by setting at least an hour for your mindless pursuits, such as hanging out in the poolside or lounging in your favourite coffee shop. You can also list down some good activity options, depending on your energy, budget and the weather.
  1. Return Smoothly. A good way to return to your usual routine after a long vacation is to reward yourself with a free day after your trip. Use this time to unpack, resettle in your home again and slowly get back into your regular routines.
  1. Manage Your Restlessness. Travelling often comes with a certain intensity that can be quite difficult to unwind from, and that’s what causes post-vacation restlessness. Other than that, restlessness can also be caused by not being able to do new and different things when you return home. This feeling usually fades away within three to six weeks of getting back to your daily life. A good way to wear it off is to take smaller day trips as you return from your trip.

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  1. Prolong Your Vacation High. Once you’ve returned home, start organizing the photos and keepsakes that you got from your trip. Update your blog, create a scrapbook or upload the photos that you took on your Facebook account. Doing this will help you reminisce the fun times of your trip. If you want, you can also display souvenirs on your work desk to prolong the high you got from your vacation, even if you’re sorting out hundreds of work emails.
  1. Start Saving Again. Another way to beat your post-vacation blues is to work on your next trip. Start mapping out your budget for next vacation by making a travel piggy bank, or looking for other ways to fund your next excursion. This will distract you from thinking about your previous trip and make you feel motivated to work to fund for your next trip.

Putting your vacation to an end can be a physically and emotionally draining experience, but by following these tips, you’ll surely be able to beat your post-vacation blues and return to your regular life.

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